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05. 08. 2020. 00:00   >>  20:14 0


Demand for loans fell by up to 50 percent

Demand for loans in Montenegrin banks has dropped by 35% since the beginning of the crisis caused by the epidemic of coronavirus, while some systemic banks in our country have recorded a decline of over 50%, said Vice Governor of the Central Bank of Montenegro (CBCG) ZoricaKalezic.

Kalezic said in the morning program of the Television of Montenegro (TVCG) that Montenegrin banks, in the period from the beginning of the crisis on March 1 to July 20, supported legal and natural persons in the amount of almost 300 million euros in loans for 14,000 clients.

According to Kalezic, that is a drop of almost 35% compared to last year.

"We must also be objective that in the same period there was an extremely significant decline in demand for loans. According to a survey we conducted with banks in Montenegro, this decline in demand is just about 35 percent. Some systemic banks recorded a decline in demand for loans over 50 percent,"Kalezic said.

The decline in demand is especially recorded when it comes to cash loans, then housing loans, as well as loans for the preparation of the tourist season.

"We are facing a big drop in demand, there is uncertainty, people don't know if they will have the same cash flows, but what banks are resorting to is loan restructuring. Banks are in very close contact with their clients, monitoring changes in their cash flows and so far we have 75 million restructured loans," said Kalezic.

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